Author(s)

Yanjun Lin ¹, Haimin He ¹

Affiliation(s)

¹ School of Economics, Guangzhou College of Commerce, Guangzhou, 511363, China

Corresponding Author

Yanjun Lin

ABSTRACT

Digital finance has entered a mature state in China, financial products related to rural revitalization and assistance to farmers continue to emerge. However, while developing continuously, the differences between regions and the controllability of digital financial development need to be more supervised. How to implement the development of financial institutions, risk and safety problems in the western rural areas of China still need to put forward solutions. This survey report takes the western rural digital finance under the background of rural revitalization as the entry point, briefly introduces its meaning and characteristics, and respectively elaborates the development status of rural development and digital finance popularization in western China. Then, based on the strategic needs of rural revitalization and industrial upgrading in China, relevant experiments are designed. In addition, investment and loan projects in rural areas have more room for progress, which will help the development of the "agriculture, rural areas and farmers" policy. Combined with the current development status of finance in western rural areas, this report also puts forward corresponding suggestions for relevant problems, hoping that these suggestions can provide reference for the healthy and sustainable development of digital finance in western rural areas.

KEYWORDS

Rural revitalization, digital financial, agricultural, investment and loan, the rural financial

CITE THIS PAPER

Yanjun Lin, Haimin He, The Current Situation and Problems of Rural Financial Development in Western China-Take Shanxi Province as an Example. Information Systems and Economics (2023) Vol. 4: 30-37. DOI: http://dx.doi.org/10.23977/infse.2023.040505.

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