Author(s)

Xiaoya Su ¹

Affiliation(s)

¹ School of Foreign Studies, Central University of Finance and Economics, Beijing, China

Corresponding Author

Xiaoya Su

ABSTRACT

Digital inclusive finance has an important role to play in promoting common prosperity in the countryside. Firstly, by supporting farmers' innovation and entrepreneurship, it can increase the business income of farmers; secondly, by supporting the revitalisation of rural industries and increasing employment opportunities, it can increase the wage income of farmers; furthermore, by enhancing the marketability of rural areas, it can increase the property income of farmers. The current development of digital inclusive finance in China mainly has shortcomings in terms of lower penetration, narrower application areas, smaller credit scale and more blind spots in supervision. The main paths to enhance the development of digital inclusive finance in China's rural areas are: firstly, to popularise basic financial knowledge so as to enhance the financial literacy of farmers and new agricultural operators; secondly, to strengthen the construction of rural communication infrastructure to improve the network facilities for the development of digital inclusive finance; thirdly, to optimise the digital inclusive finance policy system and strengthen the supervision of rural digital finance.

KEYWORDS

Digital Inclusive Finance, Common Prosperity, Rural Revitalization

CITE THIS PAPER

Xiaoya Su, Research on the mechanism and realization path of digital inclusive finance for rural common prosperity. Information Systems and Economics (2023) Vol. 4: 1-6. DOI: http://dx.doi.org/10.23977/infse.2023.040501.

REFERENCES

[1] Jiang Shiyin, Cao Jiabao. Research on the impact of digital inclusive finance on rural revitalization and its mechanism [J]. Journal of Guizhou University (Social Science Edition), 2022, 40(06):47-60.
[2] Wang Jiao. Empirical analysis of the impact of digital inclusive finance and traditional inclusive finance on rural residents' income [J]. Agricultural Economics, 2022, No. 424(08):114-116.
[3] Zhou Yueshu, Miao Zheyu. The impact of digital inclusive finance on farmers' investment in production and operation [J]. China Rural Observation, 2023 (01):40-58.
[4] Zhang Yingjie. Digital inclusive finance, innovation activeness and rural revitalization [J]. Technology Economics and Management Research, 2023, No. 318(01):78-84.
[5] Wang M, Gu Y, Li Zhaowei. Digital inclusive finance and rural revitalization: theoretical logic and empirical test [J]. Journal of Northwestern University (Philosophy and Social Science Edition), 2023, 53(01):56-71.
[6] Wang Xiaoya, Huang Mai. Development of digital inclusive finance in rural areas: models, problems and suggestions [J]. Rural Finance Research, 2021, No. 500(11):44-51.

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