Author(s)

Aonan Zhu ¹, Shuo Chen ², Junyu Lin ², Xingjuan Zhao ²

Affiliation(s)

¹ School of Business Administration, Jiangxi University of Finance and Economics, Nanchang, Jiangxi, 330044, China
² Zhejiang Business Technology Institute, Ningbo, Zhejiang, 315012, China

Corresponding Author

Shuo Chen

ABSTRACT

With the integration and innovation of inclusive finance, digital technology, and “Internet+”, digital inclusive finance has steadily evolved into a new paradigm for constructing contemporary socialist power in the new era. Digital inclusive finance helps to alleviate financial poverty in a cost-effective, burden-reducing, and long-term way by improving the rural financial ecosystem and fostering integrated urban and rural growth. This study discusses the effect mechanism of digital inclusive finance on the urban-rural income gap and analyzes the development status of digital inclusive finance and the urban-rural income gap in Jiangxi Province. Based on these findings, this article suggests that the government should strengthen the ecological system of digital inclusive finance, encourage the diversification of digital inclusive finance growth, and establish a multi-party cooperation platform, and further support the balanced development of urban and rural economy in Jiangxi Province.

KEYWORDS

Digital Inclusive Finance, Urban-rural Income Gap, Development Status, Impact Mechanism

CITE THIS PAPER

Aonan Zhu, Shuo Chen, Junyu Lin, Xingjuan Zhao, The Impact of Digital Inclusive Finance Development on the Income Gap between Urban and Rural Areas. Information Systems and Economics (2023) Vol. 4: 23-29. DOI: http://dx.doi.org/10.23977/infse.2023.040204.

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