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Digital Financial Inclusion, Industrial Structure Upgrading and Green Technology Innovation

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DOI: 10.23977/tmte.2022.050101 | Downloads: 1 | Views: 27


Fei Qian 1, Guo Jing 2


1 School of Management and Economics, North China University of Water Resources and Electric Power, Zhengzhou 450000, China
2 School of Public Administration, Guizhou University, Guizhou 550000, China

Corresponding Author

Fei Qian


Based on inter-provincial panel data from 2011 to 2018, this article empirically analyzes the impact of digital financial inclusion, industrial structure upgrading and green technological innovation from the perspective of digital financial development. The research results show that: first, digital financial inclusion has a significant positive effect on green technology innovation; second, regional heterogeneity indicates that the promotion effect of digital financial inclusion on green technology innovation is higher in the central and western regions than in the eastern regions; Third, from the perspective of intermediary effects, the upgrading of industrial structure has a certain intermediary effect between digital financial inclusion and green technology innovation, and its role accounts for 8.16%. The research results of this paper have important policy implications for the promotion of green innovation and development of digital financial inclusion.


Digital financial inclusion, Industrial structure upgrade, Green technological innovation


Fei Qian, Guo Jing, Digital Financial Inclusion, Industrial Structure Upgrading and Green Technology Innovation. Tourism Management and Technology Economy (2022) Vol. 5: 1-7. DOI:


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