Author(s)

Jin Yujia ¹

Affiliation(s)

¹ Guangzhou City Construction College, Guangzhou, China

Corresponding Author

Jin Yujia

ABSTRACT

The objective of this study is to explore the development of financial management skills among college students in the field of Internet technology by examining their online financial management abilities. Drawing from a holistic viewpoint encompassing financial management, finance, pedagogy, statistics, and related fields, it is imperative for college students to possess a range of online financial management competencies. These competencies should encompass an understanding of online financial management principles, ethical considerations in online financial practices, knowledge of online financial management concepts, and the ability to effectively execute online financial transactions. Additionally, the implementation of a comprehensive financial risk management system across the entire network is crucial. The author administered a questionnaire survey at multiple colleges and universities in Conghua District, Guangdong Province. The survey was designed based on several theoretical frameworks, including Cognitive Learning Theory (CLT), Perceived Risk Theory, Financial Management Theory, Quality Development Theory, and Platform Economic Theory. The survey items inside the questionnaire, together with their corresponding scores, are organized and assessed. The data illustrates the present condition of college students' proficiency in online financial management concepts, ethical considerations, knowledge, execution capabilities, and risk control pertaining to online financial management.

KEYWORDS

Online financial management ability, College students, Data analysis

CITE THIS PAPER

Jin Yujia, Factors Affecting Online Financial Management Ability among College Students in Guangzhou. Information Systems and Economics (2024) Vol. 5: 39-47. DOI: http://dx.doi.org/10.23977/infse.2024.050306.

REFERENCES

[1] Zhai Huimin (2021). A review of college students' financial behavior under the background of Internet finance [J].China Business Review, (18): 22-24.
[2] Fan Qunpeng (2020). On the Change of College Students' Financial Concepts under the Internet Financial Environment [J]. Economic Research Guide, (12): 85-86, 95.
[3] Zhou Junrong (2020).Research on the Internet Finance Participation Characteristics and Influencing Factors of College Students [D]. University of Electronic Science and Technology of China
[4] Hair, J. F., Hult, G. T. M., Ringle, C. M., & Sarstedt, M. (2017). A primer on Partial Least Squares Structural Equation Modeling (PLS-SEM) (2nd Editio). SAGE Publications. 
[5] Ramayah, T., Cheah, J., Chuah, F., Ting, H., & Memon, M. A. (2018). Partial Least Squares Structural Equation Modeling (PLS-SEM) using SmartPLS 3.0 (2nd editio). Pearson Malaysia Sdn Bhd.

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