Research on the Adaptability of Social Endowment Insurance and Economic Development
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DOI: 10.23977/ICISSH2022.022
Corresponding Author
Zerui Zhang
ABSTRACT
Old-age insurance for urban and rural residents in China was officially integrated in February 2014. This is a major event in the development of China's endowment insurance, with landmark significance. However, in China, rural residents account for a large proportion of the total population, resulting in unbalanced economic development. Compared with urban social security system, rural social security projects are less, and the level of security needs to be improved. Compared with urban areas, rural social endowment insurance still has many shortcomings, Therefore, it can’t well adapt to the development of rural economy, so it will affect the operation of social endowment insurance in rural areas. On the basis of combing and analyzing the main contents and current situation of the endowment insurance for Chinese urban and rural residents, this paper divides the problems of China's urban and rural residents' endowment insurance into three aspects, namely, the problems of people's cognition of social endowment insurance, the problems of matching policies with social endowment insurance, and the problems of operation level and security level. Put forward the countermeasures to solve the problems of old-age insurance for urban and rural residents. This is the supplement and development of the research on social endowment insurance and economic development in China.
KEYWORDS
Social endowment insurance, Social security, Economic development