Author(s)

Jin Yujia ^1,2, Cheok Mui Yee ¹

Affiliation(s)

¹ University Tun Abdul Razak, Kuala Lumpur, Malaysia
² Guangzhou City Construction College, Guangzhou, China

Corresponding Author

Jin Yujia

ABSTRACT

With today's rapid expansion of online financial services, college students' online financial management awareness is rapidly improving, as citizens' financial management awareness gradually improves. The purpose of this study is to examine network financial management ability, with the goal of investigating the financial management ability development of college students in the Internet field of vision. College students' network financial management capabilities should include network financial management concepts, network financial ethics, network financial management knowledge, and network financial execution ability, based on a comprehensive perspective of financial management, finance, pedagogy, statistics, and other disciplines, after consulting relevant materials and drawing on the opinions of relevant scholars. And a financial risk control system for the network. Based on the theories used are Cognitive Learning Theory (CLT), perceived risk, financial management theory, Quality Development Theory and Platform Economic Theory, the author conducted a questionnaire survey in certain colleges and universities in Guangzhou, Guangdong Province. The questionnaire's survey objects, as well as the scores for each question, are sorted and examined. Using data analysis shows the current state of network financial management principles, network financial management ethics, network financial management knowledge, network financial execution power, and network financial risk control among college students.

KEYWORDS

Online Financial Management, College Students, Data Analysis

CITE THIS PAPER

Jin Yujia, Cheok Mui Yee, A Study on Influencing Factors towards Online Financial Management Ability among College Students in Guangzhou. Financial Engineering and Risk Management (2023) Vol. 6: 125-133. DOI: http://dx.doi.org/10.23977/ferm.2023.060216.

REFERENCES

[1] Cheng Liwei (2016). Research on the Current Situation and Influencing Factors of College Students' Investment and Financial Management—Taking Quanzhou as an Example [D]. Quanzhou: Huaqiao University.
[2] Boslaugh S. (2007). An Introduction to Secondary Data Analysis, in Secondary Data Sources for Public Health: A Practical Guide, Cambridge University Press.
[3] Guo Mingtai. (2016) Analysis of online lending combined with college students' installment market business model—Taking installment music and orange financing as examples. Kunming: Yunnan University.
[4] He Hanzhen. (2016) The relationship between family financial education, consumption values and consumption behavior of college students [D]. Kaifeng: Henan University.
[5] Zhao Baoguo, Cheng Yinghui. (2017) A Study on the Factors Affecting the Acceptance Behavior of Individual Users in Network Investment and Financial Management [J]. Research on Financial and Economic Issues.

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