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Research on Risk Management and Countermeasures of Inclusive Finance——From the Perspective of Comprehensive Risk Management of Credit Insurance

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DOI: 10.23977/ferm.2020.030121 | Downloads: 12 | Views: 323

Author(s)

Jie Zhu 1

Affiliation(s)

1 School of Economics and Management, Nanjing Polytechnic Institute, 210048

Corresponding Author

Jie Zhu

ABSTRACT

Inclusive Finance of Policy-based Export Credit Insurance Institution, has plays an important role in supporting small and micro enterprises, while the risk control of Inclusive Finance is particularly important. Different from general commercial financial institutions, the focus of Inclusive Finance risk management of policy-based financial institutions should be on maximizing social benefits rather than maximizing economic benefits of traditional risk management theories. This also requires repositioning the target set of Inclusive Finance risk management system of Policy-based Export Credit Insurance Institution. Therefore, starting from the concept of Comprehensive Risk Management, this paper analyzed the characteristics and difficulties of Inclusive Finance risk management of Policy-based Export Credit Insurance Institution, constructed the Comprehensive Credit Risk Management System and framework of Inclusive Finance, and put forward preliminary suggestions so as to provide better Inclusive Finance services and better management of risk.

KEYWORDS

Inclusive Finance, risk management, Comprehensive Risk Management System, Policy-based Export Credit Insurance Institution

CITE THIS PAPER

Jie Zhu, Research on Risk Management and Countermeasures of Inclusive Finance——From the Perspective of Comprehensive Risk Management of Credit Insurance. Financial Engineering and Risk Management (2020) 3: 147-155. DOI: http://dx.doi.org/10.23977/ferm.2020.030121.

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