Author(s)

Lijun Chen ¹, Jing Liu ¹

Affiliation(s)

¹ School of Economics, Guangzhou College of Commerce, Guangzhou, Guangdong, China

Corresponding Author

Lijun Chen

ABSTRACT

The development of financial market usually makes ordinary investors burst into a new round of vitality, but it should be noted that ordinary investors often lag behind professional investors in terms of professional knowledge. Especially in the financial market where the corresponding system is still being improved, it is more important to guide the investment behavior of ordinary investors. Therefore, taking ordinary investors as the object, expounding the types of financial risks briefly, analyzes all kinds of financial risks by using the risk management theory, and points out the importance of fully managing corresponding financial risks for ordinary investors to effectively allocate assets. Also for the financial industry group of ordinary investors recognize the financial risk management operation affect the efficient allocation of assets, begin to pay close attention to financial risk management, learning financial risk management, and gradually to professional investors, thereby realizing the rational and effective investment enlightenment and reasonable suggestions are put forward.

KEYWORDS

Financial risk management, Credit risk, Market risk, Investors, Asset allocation

CITE THIS PAPER

Lijun Chen, Jing Liu, The impact analysis of financial risk management on ordinary investors' asset allocation. Financial Engineering and Risk Management (2022) Vol. 5: 76-84. DOI: http://dx.doi.org/10.23977/ferm.2022.050710.

REFERENCES

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