Author(s)

Ziyao Lei ¹

Affiliation(s)

¹ School of Economics and Management, Wuhan University, Wuhan, Hubei, 430072, China

Corresponding Author

Ziyao Lei

ABSTRACT

Small and medium commercial banks in our country have experienced a rapid development in the 1990s. However, due to the problems accumulated during the rapid development and the various shocks brought about by the current financial environment, small and medium commercial banks are facing survival difficulties. In this paper, we analyze the obstacles faced by small and medium commercial banks in China from the perspective of history and the current financial environment, and propose countermeasures.

KEYWORDS

small and medium commercial banks, development challenges

CITE THIS PAPER

Ziyao Lei. Survival Dilemma of Small and Medium Commercial Banks in China. Financial Engineering and Risk Management (2020) 3: 55-59. DOI: http://dx.doi.org/10.23977/ferm.2020.030107.

REFERENCES

[1] Wen B., Huo T.. Small and medium-sized banks' dilemmas and the road to breakout [J]. Tsinghua Financial Review, 2019 (11): 46-48
[2] China Minsheng Bank Research Institute Project Group. Deposit business difficulties and future development strategies of small and medium-sized banks [J]. Commercial Banking.
[3] Kan, Fang-Ping, Xia, Hong-Tao. The plight of small and medium-sized banks in China and the way out [J]. Hubei Rural Finance Research, 2001 (1): 17-20.
[4] Zhang, C.Q.: The current dilemma of small and medium-sized banks in China and the way out [J]. Banker, 2019 (7).

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