Author(s)

Luo Daonan ¹, Wan Pei ¹, Ji Yuling ¹

Affiliation(s)

¹ School of Management, Guangzhou City University of Technology, Guangzhou, China

Corresponding Author

Wan Pei

ABSTRACT

Financial literacy has become one of the most important indicators of the comprehensive quality of a country's citizens. College students, as the backbone of the future society, are generally deficient in knowledge and skills in financial management, investment, and finance management, making it difficult for them to adapt to the complex and changing economic environment. In order to solve this problem, this study adopts the methods of questionnaire survey and data analysis to empirically analyze the influential factors affecting college students' financial literacy. It proposes to construct an all-round and multi-level education system and practice platform, form a linkage mechanism of financial education channels and other paths to stimulate students' intrinsic motivation, improve college students' financial literacy, and contribute to the sustainable and healthy development of China's economy and society.

KEYWORDS

Financial literacy, College students, PISA

CITE THIS PAPER

Luo Daonan, Wan Pei, Ji Yuling, Research-based empirical analysis of college students' financial literacy influencing factors. Financial Engineering and Risk Management (2024) Vol. 7: 42-48. DOI: http://dx.doi.org/10.23977/ferm.2024.070606.

REFERENCES

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[3] Jingqian Li. Research on the status quo and influencing factors of financial literacy of junior high school students [D]. Northeast Normal University, 2021.
[4] Wang Hairong, Ouyang Congying, Zhang Yuhao. Research on the status quo and education of financial literacy of college students in applied undergraduate colleges[J]. Science and education literature, 2023, (22):57-60. 
[5] OECD. PISA 2022 financial literacy analytical and assessment framework[EB/OL]. (2019-04-30) [2021- 04-06].https://www.oecd.org/pisa/.
[6] Mo Yuyin, Qi Wunian. The Framework, Implementation and Implications of International Financial Literacy Assessment [J]. Education Academic Monthly, 2024, (05):57-65.
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[8] Xia Xue. Research on financial literacy assessment of college students [D]. Huazhong Agricultural University, 2021.

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