Author(s)

Yicheng Peng ¹

Affiliation(s)

¹ Mergers & Acquisitions Practice, West Monroe Partners, New York, 10019, NY, USA

Corresponding Author

Yicheng Peng

ABSTRACT

This paper discusses in detail the key role of intelligent investment advisor based on artificial intelligence technology in financial risk management and the difficulties encountered. With the help of leading AI technologies, including building user profile models, optimizing asset allocation, executing smart trades, and managing risks, intelligent investment advisors can provide investors with efficient and customized investment services. However, the use of these technologies has also given rise to new risks and challenges, such as information security problems, technical failures, etc., which must be addressed through the establishment of effective regulatory mechanisms and enhanced risk management. Therefore, the main objective of this paper is to explore how to strengthen the risk management of Internet finance, especially intelligent investment advisers, by building a comprehensive and effective regulatory system in a highly technological context. To this end, this paper will deeply analyze the main risk points faced by intelligent investment advisers, study the specific application of artificial intelligence in risk identification and management in detail, and propose a series of practical regulatory measures and regulatory strategies. It is hoped to provide valuable reference and guidance for the stable and orderly development of the intelligent investment advisory industry.

KEYWORDS

Artificial Intelligence, Intelligent Investment Advisory, Financial Risk Management, Standardization Path

CITE THIS PAPER

Yicheng Peng, Research on Exploring the Path of Financial Risk Management and Standardization Based on Artificial Intelligence Technology and Intelligent Investment Advisory Regulatory Framework. Financial Engineering and Risk Management (2024) Vol. 7: 110-117. DOI: http://dx.doi.org/10.23977/ferm.2024.070314.

REFERENCES

[1] Teng, H. C. (2023). Research on Risk Management and Regulation of Internet Finance under the Background of High Technology Development. China Collective Economy, (33), 106-109.
[2] Huang, W., & Zhu, T. (2023). Research on Risk Management of Internet Finance under the Background of Big Data. Technology and Market, 30(05), 184-186.
[3] Xiao, F. Research on the development of commercial bank intelligent investment services from the perspective of user behavior [D]. Zhejiang university, 2022. DOI: 10.27461 /, dc nki. GZJDX. 2022.000427.
[4] He, L. T. (2023). Research on the Current Situation, Development, and Regulatory Issues of Robo-Advisors. China Collective Economy, (08), 161-164.

Sponsors, Associates, and Links

---

• Information Systems and Economics
  
  
• Accounting, Auditing and Finance
  
  
• Industrial Engineering and Innovation Management
  
  
• Tourism Management and Technology Economy
  
  
• Journal of Computational and Financial Econometrics
  
  
• Accounting and Corporate Management
  
  
• Social Security and Administration Management
  
  
• Population, Resources & Environmental Economics
  
  
• Statistics & Quantitative Economics
  
  
• Agricultural & Forestry Economics and Management
  
  
• Social Medicine and Health Management
  
  
• Land Resource Management
  
  
• Information, Library and Archival Science
  
  
• Journal of Human Resource Development
  
  
• Manufacturing and Service Operations Management
  
  
• Operational Research and Cybernetics