Author(s)

Xiaoxiao Tian ¹

Affiliation(s)

¹ School of Management, Philippine Christian University, Malate, Manila, 1004, Philippine

Corresponding Author

Xiaoxiao Tian

ABSTRACT

At present, public scientists have not standardized the impact of green credit cards on commercial banks. The development of green credit in commercial banks in China is still in its infancy, and the impact of green credit cards on the efficiency of commercial banks is significantly different.  In view of the current research situation in China, this paper uses the forest algorithm to compare and analyze bank performance, the number of green and low-carbon industries, the actual acceptance of investors, and environmental risks based on the development status of commercial banks' green loans and the data of public green loans. Notably, bank performance has increased by 10% in terms of acceptability and volume, risk has decreased by around 18% and 20%, corporate income has increased, and green credit investment remains high.

KEYWORDS

Green Credit, ESG, Digital Technology, Investor Yield

CITE THIS PAPER

Xiaoxiao Tian, Digital Technology-Driven ESG Simulation Platform and Sustainable Yield Assessment for Investors: Case Study in China. Financial Engineering and Risk Management (2024) Vol. 7: 38-50. DOI: http://dx.doi.org/10.23977/ferm.2024.070306.

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