Author(s)

Fengjin Liu ¹

Affiliation(s)

¹ School of Economics and Management, Guangxi Normal University, Guilin, Guangxi, China

Corresponding Author

Fengjin Liu

ABSTRACT

With the development of China's rural economic revitalisation, the wealth of the rural society is increasing, but the contradiction between the rural financial development and the different frequency of the rural economic development is also increasingly visible. Microcredit of Hechi Agricultural Credit Union is an important means for the government to implement the rural financial policy and develop the rural economy after 2015, and its development can reflect the situation of the rural financial market in Hechi City. The article analyses the current situation of Hechi City's farmers' demand for microcredit from Farmers' Credit Union, Farmers' Credit Union's credit supply and the effect of Farmers' Credit Union's credit support for agriculture, and the study finds that Farmers' Credit Union has problems such as irrational credit structure, and in response to the problems, puts forward suggestions such as adjusting the structure of credit for poverty alleviation.

KEYWORDS

Hechi City; Rural credit union; Micro-credit support for agriculture

CITE THIS PAPER

Fengjin Liu, Study on the Problems and Countermeasures of Microcredit Support to Agriculture by Rural Credit Societies in Hechi City. Financial Engineering and Risk Management (2023) Vol. 6: 140-146. DOI: http://dx.doi.org/10.23977/ferm.2023.061120.

REFERENCES

[1] Xie Yongren. Practice and exploration of Guangxi Rural Credit Cooperatives to improve the level of rural inclusive financial services [J]. Finance and Economy, 2014 (20): 158-160.
[2] Yuan Lingling. Analysis of the development practice and agricultural support effect of rural microfinance in China [D]. Hunan Agricultural University, 2020.
[3] Ou Feilong. Hengyang City rural credit cooperatives credit support for agriculture research [D]. Hunan Agricultural University, 2016. 
[4] Ji Cuimei. Problems and countermeasures of Shuozhou Rural Credit Cooperatives [J]. Shanxi Agricultural Economy, 2018 (05): 21.

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